Anna DeSimone

GoodReads Giveaways! 20 Signed Print Books will be shipped to winners for the following three books: Housing Finance 2020:  Starts June 27 – Ends July 27 Welcome to the Agrihood:  Starts July 1 – Ends July 19 Hipoteca 2020 (Spanish):  Starts August 1  – Ends August 31  

Immediate shipping is available for any paperback book purchased from BookBaby. Choose your book from the main menu on this website. Select BookBaby, and at checkout, enter the applicable discount code to save 20%. Welcome to the Agrihood    Code:   veggie Housing Finance 2020   Code:   2020E Hipoteca 2020   Code:   2020S  

100 signed copies of Welcome to the Agrihood will be given away!  Enter to win your free copy at Goodreads before 5/31. Click the link below: Goodreads Book Giveaway

You can pause your mortgage payments without penalty for up to 12 months if you have incurred a job loss, income reduction, sickness or other issue impacted by the coronavirus. First, you need to find out who “owns” your loan.  The mortgage servicer collects your payments each month, however, the actual loan may be have…

If you’re looking to purchase a new home, there are many advantages to buying a home that has  energy efficient features. These may be homes in a new housing development, a modular or manufactured home, or an existing home that was upgraded by the current owner. Energy features can include any of the following: solar…

A New Year’s resolution that’s definitely worth keeping is to get ready to buy your first home in 2020. The most important thing you can do is begin organizing your financial paperwork. Mortgage lenders will ask you for a long list of verification documents to prove your income, savings, and your personal debt. The more…

Down payment assistance can be a free grant, or it can be a loan that is enough to cover a 3.5% or 4% down payment on a home. Many housing agencies offer higher amounts to also cover closing costs and/or home repairs. Loans might be in the form of a silent second mortgage,  also known as…

Twenty-two million people in America live in manufactured homes. According to the Manufactured Housing Institute’s 2018 Manufactured Housing Facts, such properties now represent about 10% of new home construction, with an average sales price of $70,600. The median household income of homebuyers is $30,000. The Institute states that–for the same size home–the cost is about half…

Non-traditional credit is a category of documentation that supplements, or sometimes replaces, the need for a consumer credit report. Non-traditional credit procedures are used for people who have no credit score or minimal credit history. Fannie Mae and Freddie Mac now accept loans from borrowers with no credit score, and this rule applies to conventional,…