Housing Finance 2020

Buy the Book or eBook:
Barnes & Noble

Release Date: June 28, 2019
Published by: Housing 2020 Publishing
Pages: 300
ISBN13: 978-0578209913


Includes 50-state directory of more than 900 sources of grants and down payment assistance

Housing Finance 2020 is everything you need in one book for you to buy a home.  Packed with infographics and relatable examples, you'll learn how to estimate your qualified mortgage potential, and exactly what steps and verification documents are required by lenders for each type of mortgage program.

Chapter 1, "Ten ways to cover your down payment" includes infographics and scenarios about grants, and a full range or down payment assistance options, such as zero-percent or "forgivable" loans.

You'll learn how to finance a home with an "over the top" mortgage that bundles in all your closing costs and down payment funds. If you are willing to do a little work, the book shows you how to use "sweat equity" and buy a home with little or no cash in exchange for completing property repairs.

The mystery of credit scores are explained, and chapters such as "new additions to income," and "new subtractions from debt" offer good news regarding student loan debt and self-employed borrowers.

For those looking for a "fixer-upper" or an "energy-efficient" home, or want to learn more about construction loans, manufactured homes-- this book has everything you need to be a homeowner!

See the reviews on GoodReads

See complete table of contents and sample chapters


Axiom Book Award - Silver Medalist in Personal Finance, Retirement Planning and Investing

"This book is a must for anyone with home finance questions. DeSimone starts from the top--securing a down payment--and works her way through everything from what constitutes qualifying income to submitting the loan application."   

"This book is a must for home finance questions. Mystified by mortgages? Are you baffled by lending rules and regulations? Concerned about covering closing costs and saving cash? A book entitled Housing Finance 2020 written by Anna DeSimone has all the answers." 

"Author Anna DeSimone knows a thing or two about buying a home….she's comfortable explaining the intricacies of mortgages and homebuying in a way that simplifies an otherwise complex field.” 


"Housing Finance 2020, Written by Industry Expert, is the Ultimate Guide for New Homebuyers." 


Spanish Edition:
Barnes & Noble
Release Date: July 19, 2019
Published by: BookBaby
Pages: 296
ISBN13: 978-0-578-20992-0

See complete table of contents and sample chapters





Axiom Business Book Awards, Silver Medalist in Personal Finance, Retirement Planning and Investing