Anna DeSimone

On July 23, 2020,  New York Representative Sean Patrick Maloney introduced the First Time Homebuyer Pandemic Savings Act, a new bill that will help first-time homebuyers realize their dreams of homeownership, during and after America’s recovery from the coronavirus public health and economic crisis. The First Time Homebuyer Pandemic Savings Act allows first-time buyers to withdraw funds from their…

GoodReads Giveaways! 20 Signed Print Books will be shipped to winners for the following three books: Housing Finance 2020:  Starts June 27 – Ends July 27 Welcome to the Agrihood:  Starts July 1 – Ends July 19 Hipoteca 2020 (Spanish):  Starts August 1  – Ends August 31  

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100 signed copies of Welcome to the Agrihood will be given away!  Enter to win your free copy at Goodreads before 5/31. Click the link below: Goodreads Book Giveaway

You can pause your mortgage payments without penalty for up to 12 months if you have incurred a job loss, income reduction, sickness or other issue impacted by the coronavirus. First, you need to find out who “owns” your loan.  The mortgage servicer collects your payments each month, however, the actual loan may be have…

If you’re looking to purchase a new home, there are many advantages to buying a home that has  energy efficient features. These may be homes in a new housing development, a modular or manufactured home, or an existing home that was upgraded by the current owner. Energy features can include any of the following: solar…

A New Year’s resolution that’s definitely worth keeping is to get ready to buy your first home in 2020. The most important thing you can do is begin organizing your financial paperwork. Mortgage lenders will ask you for a long list of verification documents to prove your income, savings, and your personal debt. The more…

Down payment assistance can be a free grant, or it can be a loan that is enough to cover a 3.5% or 4% down payment on a home. Many housing agencies offer higher amounts to also cover closing costs and/or home repairs. Loans might be in the form of a silent second mortgage,  also known as…