A FIFTY PERCENT DISCOUNT is available to law enforcement officers, school teachers, firefighters, and emergency medical technicians when buying a HUD-owned property under HUD’s Good Neighbor Next Door Program. The U.S. Department of Housing and Urban Development (HUD) offers this unique program to persons who are employed in certain professions that contribute to the local community.…

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What to do when you have no credit score or minimal credit history As consumers, we have no control over the rate of interest or the cost of housing. However, we do have some control over our credit rating. If you are willing to take a pro-active approach and complete a few extra steps, you…

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Here’s another advantage to installing energy improvements in your home. Not only are you helping the environment and saving money, you can boost your loan affordability. Many conventional and government-insured mortgage programs allow debt-to-income (DTI) ratios to expand by two percentage points for borrowers who install energy-efficient features in their home. For applicants earning around…

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As an introductory special and a thank you for visiting my website, you can save 20% of the purchase of any purchase at BookBaby bookshop. Follow the “where to buy” links on this site.  Select “BookBaby” and at checkout: For Housing Finance 2020, use the code 2020E. For Hipoteca 2020, use the code 2020S.  …

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