Here’s another advantage to installing energy improvements in your home. Not only are you helping the environment and saving money, you can boost your loan affordability. Many conventional and government-insured mortgage programs allow debt-to-income (DTI) ratios to expand by two percentage points for borrowers who install energy-efficient features in their home. For applicants earning around…

Read More

As an introductory special and a thank you for visiting my website, you can save 20% of the purchase of any purchase at BookBaby bookshop. Follow the “where to buy” links on this site.  Select “BookBaby” and at checkout: For Housing Finance 2020, use the code 2020E. For Hipoteca 2020, use the code 2020S.  …

Read More